Comprehensive Tax & Financial Services

Filing your Income Tax Return (ITR) is a legal obligation for every individual and business earning above the exemption limit in India. Our team ensures your ITR is filed accurately, claiming every eligible deduction, and submitted well before the deadline to avoid penalties.

We handle all ITR forms — ITR-1 (Sahaj) for salaried individuals, ITR-2 for capital gains and multiple income sources, ITR-3 for business/profession income, ITR-4 (Sugam) for presumptive taxation, and ITR-5 to ITR-7 for partnerships, firms, and trusts. We also handle revised returns, belated returns, and updated returns (ITR-U).

Our process includes thorough verification of Form 26AS, AIS (Annual Information Statement), and TIS (Taxpayer Information Summary) to ensure zero mismatches. We compute advance tax, self-assessment tax, and help you respond to any intimation under Section 143(1).

Salaried employees, freelancers, self-employed professionals, business owners, NRIs, senior citizens, HUFs, and anyone with income above the basic exemption limit (₹2.5L / ₹3L / ₹5L depending on age and regime)

GST (Goods and Services Tax) Registration is mandatory for businesses with turnover exceeding ₹40 lakhs for goods and ₹20 lakhs for services (₹10 lakhs for special category states). We assist businesses in obtaining their GSTIN (GST Identification Number) from the GST portal quickly and hassle-free.

Our service covers fresh GST registration, amendment of existing registration (change of address, addition of business activity, change in partners/directors), voluntary registration for startups and small businesses, cancellation of GST registration, and revocation of cancelled registration.

We also assist with obtaining GST registration for e-commerce sellers (mandatory regardless of turnover), interstate suppliers, casual taxable persons, and non-resident taxable persons. We handle the complete process from document collection to ARN generation to certificate download.

Businesses with turnover above ₹40L (goods) or ₹20L (services), interstate suppliers, e-commerce sellers on any platform, casual taxable persons, and anyone who wants to voluntarily register for ITC benefits

Once registered under GST, businesses must file periodic returns reporting their sales, purchases, tax collected, and tax paid. Filing GST returns on time is critical — late filing attracts penalties of ₹50 per day (₹20/day for NIL returns) and blocks your ability to file subsequent returns.

We handle all types of GST returns: • GSTR-1 — Details of outward supplies (sales invoices), filed monthly or quarterly under QRMP scheme • GSTR-3B — Summary return of tax liability and ITC claimed, filed monthly or quarterly • GSTR-9 — Annual return summarizing the entire year's transactions • GSTR-9C — Reconciliation statement (for turnover above ₹5 crore) • GSTR-4 — For composition scheme dealers (annual) • CMP-08 — Quarterly challan for composition dealers

We ensure accurate reconciliation between your books, GSTR-2B (auto-populated ITC), and e-way bill data. Our team identifies ITC mismatches, reverses ineligible credits, and maximizes your legitimate ITC claims.

All GST-registered businesses — traders, manufacturers, service providers, e-commerce sellers, composition scheme dealers, and anyone with an active GSTIN

Tax planning is the art and science of arranging your financial affairs to legally minimize your tax outflow. With the right planning done at the beginning of the financial year, you can save lakhs in taxes while building long-term wealth.

Our tax planning advisory covers all major deductions and exemptions available under the Income Tax Act: • Section 80C (₹1.5L limit) — PPF, ELSS, LIC, EPF, NSC, home loan principal, tuition fees, Sukanya Samriddhi • Section 80D — Health insurance premiums for self, family, and parents • Section 80E — Education loan interest (no upper limit) • Section 80G — Donations to approved charities • Section 80TTA/80TTB — Savings account interest (₹10,000 / ₹50,000 for seniors) • Section 80EEA — Additional home loan interest for first-time buyers • HRA, LTA, standard deduction, and other salary restructuring options

We also help you choose between the Old Tax Regime and New Tax Regime based on your specific income profile, comparing tax outflows under both to find the most beneficial option for you.

Salaried employees looking to maximize take-home salary, business owners wanting to reduce tax burden, high-income individuals, NRIs with Indian income, and anyone wanting to build wealth while saving tax

Starting a business in India requires proper legal registration to operate compliantly, open bank accounts, file taxes, and access government schemes. We handle end-to-end business registration for all entity types.

Our business registration services include: • Sole Proprietorship — Simplest form, registered through GST, MSME (Udyam), or Shop & Establishment Act. Ideal for individual businesses with low risk. • Partnership Firm — Registration under the Indian Partnership Act, 1932 with a properly drafted partnership deed covering profit sharing, roles, and dispute resolution. • LLP (Limited Liability Partnership) — Combines benefits of a partnership with limited liability protection. Registered with the Ministry of Corporate Affairs (MCA). • Private Limited Company — Best suited for startups seeking investment. Involves DSC, DIN, name approval, MOA/AOA drafting, and incorporation certificate. • MSME/Udyam Registration — Free government registration for micro, small, and medium enterprises, unlocking access to subsidies, priority lending, and government tenders. • Shop & Establishment Registration — Mandatory license under state laws for all commercial establishments, shops, and offices. • Professional Tax Registration — Required for employers and self-employed professionals in Telangana.

Entrepreneurs starting a new business, freelancers wanting to formalize, existing businesses upgrading structure (proprietorship to LLP/Pvt Ltd), micro & small businesses needing MSME/Udyam registration

Proper accounting and bookkeeping is the backbone of any successful business. Without organized books, you risk tax penalties, missed deductions, cash flow problems, and audit failures. We provide comprehensive bookkeeping services so you can focus on growing your business.

Our accounting services include: • Monthly bookkeeping — Recording all income, expenses, and transactions systematically using professional accounting software • Financial statements — Preparation of Profit & Loss Account, Balance Sheet, and Cash Flow Statement • Bank reconciliation — Monthly reconciliation of your bank statements with book entries to catch discrepancies • Accounts receivable & payable management — Tracking outstanding invoices and payments due • Inventory accounting — For businesses dealing in goods, maintaining proper stock records • Year-end finalization — Closing books, computing depreciation, preparing trial balance, and making adjustments for tax audit readiness • TDS compliance — Deduction of TDS on applicable payments, filing quarterly TDS returns (24Q, 26Q), and issuing Form 16/16A to employees and vendors

Small and medium businesses, traders, doctors, lawyers, chartered accountants, architects, and professionals who need organized books without hiring a full-time accountant. Also useful for businesses approaching tax audit threshold (₹1 Cr for business / ₹50L for profession)

Beyond taxes, we provide comprehensive financial advisory services to help you make informed decisions about your money. Whether you are planning for retirement, your children's education, buying a home, or growing your business — we create a personalized financial roadmap.

Our financial advisory services include: • Investment planning — Recommending the right mix of mutual funds, fixed deposits, PPF, NPS, ELSS, and other instruments based on your risk profile and goals • Retirement planning — Calculating the corpus you need, and creating a savings and investment plan to achieve it • Insurance advisory — Reviewing your existing life and health insurance, identifying gaps, and recommending adequate coverage • Cash flow management — For business owners, optimizing cash inflows and outflows to maintain healthy working capital • Loan advisory — Helping you decide between home loan, business loan, or personal loan options with the best interest rates • Succession planning — For business owners, creating a plan for smooth transition of business assets and wealth to the next generation • Capital gains optimization — Strategies for minimizing tax on sale of property, stocks, mutual funds, and other assets

Individuals planning for retirement, parents saving for children's education/marriage, business owners needing succession planning, high-income earners wanting wealth management, and anyone looking for disciplined financial planning

Receiving an income tax notice can be stressful and confusing. Whether it's a simple intimation under Section 143(1) or a detailed scrutiny notice under Section 143(3), we handle the entire process — from understanding the notice to drafting the response to representing you before the Income Tax Department.

We handle all types of income tax notices: • Section 143(1) — Intimation notice for mismatches in your filed return vs department records • Section 143(2) — Scrutiny assessment notice requiring detailed examination of your return • Section 148 — Notice for income escaping assessment (reassessment) • Section 245 — Notice for adjustment of refund against outstanding demand • Section 139(9) — Defective return notice requiring correction • Section 156 — Demand notice for tax due • Section 131 — Summons to appear before the Assessing Officer

We analyze each notice carefully, gather supporting documents, prepare a comprehensive response with proper legal references, and file it within the stipulated deadline. If needed, we represent you before the Assessing Officer and pursue rectification or appeal.

Anyone who has received an income tax notice, demand notice, scrutiny notice, or reassessment notice. Also useful for NRIs who receive notices on their Indian income and are unable to respond from abroad

Sugunakar Bejjanki is an authorized advisor for Star Health and Allied Insurance Company Limited, one of India's leading standalone health insurance providers. We help individuals, families, and senior citizens choose the right health insurance plan that fits their needs and budget.

Our health insurance advisory services include: • Individual Health Insurance — Plans covering hospitalization, pre and post-hospitalization expenses, day care procedures, and ambulance charges • Family Floater Plans — Single policy covering the entire family (spouse, children, and parents) with a shared sum insured • Senior Citizen Health Insurance — Specialized plans for individuals above 60 years with higher sum insured and coverage for pre-existing diseases • Critical Illness Plans — Lump-sum payment on diagnosis of specified critical illnesses like cancer, heart attack, kidney failure, etc. • Personal Accident Cover — Coverage for accidental death, permanent disability, and temporary disability • Policy Renewal & Porting — Assistance with timely renewal of existing policies and porting from other insurance companies to Star Health • Claim Assistance — End-to-end support for cashless and reimbursement claims, including document collection, hospital coordination, and follow-up

We believe that health insurance is not a luxury but a necessity. Medical costs in India are rising at 15-20% per year, and one hospitalization can wipe out years of savings. We help you protect your family against such financial shocks.

Individuals without health insurance, families needing a comprehensive floater plan, senior citizens seeking age-appropriate coverage, existing policyholders wanting to review or upgrade their plans, and anyone looking to claim Section 80D tax benefits